The last thing that you want when getting out of school is large amounts of credit card debt. The best way to stay out of this credit card debt is to make sure you are taking out low interest student loans or trying to get the free money.

Credit card companies give students credit cards with little or no verification of income, this will really hurt in the long run as you might graduate and be deep into credit card debt.

The safe way to go is to make sure you pay off your credit card balance each month and try to go your entire school career with out the large credit card debt.

If you do decide that you need to put supplies or food on a credit card, please do what is necessary, but keep in mind the interest rates you are paying.